Category Archives: Broker

David Giertz Offers Insight Into How to Get the Most Out of Social Security

Social security is something that a lot of people rely on. That is why it is so surprising that so few people actually know how to maximize their social security benefits. The first mistake that people make, according to financial advisor David Giertz, is that they start taking social security at the age of sixty two. It is better to come up with a plan that will allow you to wait until you are sixty five before you take social security benefits. The reason for this is that you will get larger checks from social security. Even the few people who know this are often unaware of by how much they can actually grow their checks.

The fact is that you can grow your checks by up to twenty five percent each month. That means that if you are supposed to get one thousand dollars a month from social security, you can get one thousand and two hundred and fifty dollars by simply waiting a few years. It might not sound like a lot, but it is a few thousand dollars a year, and it can make a huge difference when you are not working. If you decide to wait even longer, then you can grow your checks by eight percent for each year that you wait after turning sixty six years old. This means that in four years, you can increase your benefits by thirty two percent. Again, that is a few hundred dollars a month, but it is a few thousand dollars a year. It can make a big difference, so make sure to think about it.

What if you already started taking social security and are just learning about how you can get more in your monthly checks by waiting a few years? If you are willing to give back the money you got and less than a year has passed since you started taking social security benefits, you can still salvage the situation by returning the money.

David Giertz is a Senior Vice President at Nationwide Financial. He has 30 years of experience as a financial advisor.

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Having a Plan of Action With Market America

One of the easiest ways to start earning with Market America is to have a plan of action. The plan can take on any form. The only thing is that it has to be organized. For people that have no experience with setting up an online business, there are a few ways to go about it. One thing that is needed is a website or a blog which allows ads. Another thing that is needed is a way to connect with people and bring them to the blog. This is just an example of a plan of action for working with Market America.

After an adequate amount of thought is put into the types of products that are going to be promoted, then all that is needed is for one to move forward with the plan. This includes finding out where one can reach out and market his products. As a matter of fact, a marketing plan is one of the most important aspects of marketing. This would include the nature of his business. He can set up a store featuring Market America products, or he can make occasional references with links to products that he is trying to sell.

Market America is a great opportunity for people to take part in. Anyone that is looking for a way to earn a lot of money can earn some extra money with their marketing skills. One of the best things about this opportunity is that people have a lot more control over what they are going to do. The only thing is that they have to be productive with the time that they have so that they will be able to maximize their earnings. For instance, social skills can go a long way for people that are trying to start their own business.

Igor Cornelsen’s Three Tips To Navigate Brazil’s Revitalized Financial Market

With Brazil’s economic turmoil coming to a close, its economy making consistent positive gains, its financial sector continuing to regrow, and a full-throttle China back in production mode, now may be the ideal time for investors to jump aboard a foreign investment.

However, you’ll need to first understand a few basics about vesting your money in a foreign property. Brazil, in particular, has some unique caveats within foreign investing that you’ll want to familiarize yourself with to ensure a sound investment

Igor Cornelsen, a major investment banker who’s managed some of the largest banking institutions in the world, has some insightful strategies to help investors maximize personal gains, minimize risks, and avoid common pitfalls.

Tip 1: Make Local Connections.

Connecting and networking is a fundamental aspect of building solid business leads and relationships. Brazil isn’t an exception, and with 25% of the 18 to 64-year-old population being business self-starters, it’s simple to solicit new ideas, set up impromptu focus groups, and network with business oriented locals. Cornelsen points out that local, native advice can be worth its weight in gold because they know the changes in the market and circumstances that make an investment profitable or not worth the effort.

Tip 2: Know the currency restrictions and laws in Brazil for foreign investors.

The country has many currency controls in place, and they are extremely strict. According to Cornelsen, a smart investor can use these to their advantage, but they must first know all the foreign currency restrictions.

Brazil has multiple exchange rates for different types of transactions. For foreign currency, Brazil doesn’t have a set exchange rate. It can be changed at will by the Central Bank of Brazil, but there is a set commercial exchange rate in place. Non-residents must find an authorized bank for exchanges. Why does all this matter? Cornelsen points out that an investment’s profit can be destroyed by simply using the wrong foreign exchange rate.

Tip 3: Be prepared for a lot of red tape.

Red tape can make it difficult to break into business, and Brazil is heavy on red tape following their previous economic down spiral. While the economic market is steadily growing, it’s still rather delicate following near economic disaster.

Cornelsen advices to research the regulations ahead of time to know what you can avoid and how to handle any hoops you must jump through. He points out that there’s a restrictive labor market, steep taxation, nonsensical regulations, and a government that’s notorious for over-regulating and underperforming. All the red tape makes it vital to make informed decisions through research.

Free Money?

Igor Cornelsen spent a lifetime learning the ins and outs of investing in Brazil’s market, before semi-retiring to a life of golf in sunny Florida. He now runs an investment firm to help foreign investors navigate the waters he’s already successfully rode. With expert advice like Cornelsen provides, there’s endless potential to make money in Brazil, even if “there is no such thing as free money in Brazil.”

A Look At How Vincent Parascandola Earned An Executive Role At AXA US

Vincent Parascandola works for AXA US as a Senior Vice President. His role at the company is to grow and development more than 225 financial advisors as well as recruit and train new ones. The territory he is responsible for is Central New Jersey and he is tasked with improving the productivity of financial advisors so that he meets targeted profit margin goals. Vincent holds an industry securities registration himself as well as vast experience as a financial advisor.

It was in 2005 that Vincent Parascandola first joined AXA US. He has served the company as an Executive Vice President of their subsidiary AXA Equitable. He has also served as a President in three different divisions, the Advantage Group, Northern Division, and Continental Division. His success in these roles led to him being promoted to Chief Sales Officer and President of the Continental Position in 2013 before he was promoted to his current position in October 2014.

Before joining AXA US, he spent 15 years with the MONY Group. He started out as a Financial Professional and climbed the corporate ladder and was named Field Vice President in 1998. In 2005 The MONY Group was acquired by AXA US. Vincent has also been an insurance agent for Prudential Insurance and started his career at Irving Trust Company as a Systems Analyst.

Among the financial and insurance products that Vincent Parascandola team at AXA US sells are annuities, life insurance, and investments in stocks and bonds. They also sell employee benefits packages to business owners that are used by them and their employees.

Vincent is a graduate of the Pace University – Lubin School of Business in the greater New York area. He graduated with a Bachelor of Science in Computer Science. He was selected in 2014 to be the keynote speaker at their commencement in 2014.